Financing Offers

*Qualifying purchase amount must be on one receipt, excluding the following: used and open box gear, and gift certificates. Cannot be combined with promotional coupons or manual discounts. No interest will be charged, and equal monthly payments are required on promo purchase until it is paid in full. The payments equal the amount financed divided by the number of months in the promo period, rounded up to the next whole dollar. These payments may be higher than the payments that would be required if this purchase was a non-promo purchase. During the last month(s) of the promo period the required monthly payment may be reduced due to the prior months’ rounding. Regular account terms apply to non-promo purchases. New Accounts as of 07/31/2025: Purchase APR is 34.99%. Penalty APR is 39.99%. Min Interest Charge is $2. Existing cardholders: See your credit card agreement terms. Subject to credit approval. Offer available 12/31/2025 – 2/5/2026.

**Used gear and gift card purchases are not eligible to earn rewards under the Musician’s Friend Rewards program